PHOUNNALY, phayvanh; MANYVANG, K.; BOUNPHONG , X. Factors Affecting Debt Default on Poverty Alleviation Loan of Nayoby Bank: The Case Study of Pha Udom District Service Unit of the Nayoby Bank, Luang Namtha Branch. Souphanouvong University Journal Multidisciplinary Research and Development , [S. l.], v. 12, n. 01, p. 40–49, 2026. DOI: 10.69692/SUJMRD1240. Disponível em: http://www.su-journal.com/index.php/su/article/view/1244. Acesso em: 4 mar. 2026.