SENGDALA, C.; HER , P. Determinants of Access to Finance for SMEs: Evidence of Sayaboury Province, Lao PDR. Souphanouvong University Journal Multidisciplinary Research and Development , [S. l.], v. 8, n. 1, p. 59–66, 2022. Disponível em: http://www.su-journal.com/index.php/su/article/view/170. Acesso em: 17 jan. 2026.