TAIKASEM, A., T. Duangvilaykeo, and P. KHOMTHAVONG. “Factors Affecting Work Efficiency’s Employee of Champalao Deposit Taking Micro Finance Institution: https://doi.Org/10.69692/SUJMRD100448”. Souphanouvong University Journal Multidisciplinary Research and Development, vol. 10, no. 4, Sept. 2024, pp. 48-55, http://www.su-journal.com/index.php/su/article/view/756.