Phounnaly phayvanh, MANYVANG K, BOUNPHONG X. Factors Affecting Debt Default on Poverty Alleviation Loan of Nayoby Bank: The Case Study of Pha Udom District Service Unit of the Nayoby Bank, Luang Namtha Branch. sujournal [Internet]. 2026 Jan. 26 [cited 2026 Mar. 4];12(01):40-9. Available from: http://www.su-journal.com/index.php/su/article/view/1244